If you have difficulty in getting a mortgage due to poor credit, most brokers will take advantage of you. You can see your full credit history online and get your credit score using a great service from credit reference agency Equifax. Don?t go to a broker who can?t offer mortgages from the whole of the market.

Some business note buyers may accept a balloon if it can be amortized within 24 months using the same monthly payment used to pay the note. The agreement, which doesn't become part of the public record, simply documents what the tangible assets are at the time of the business sale. You should receive the proceeds from the sale within several weeks.